Steve Humes Real Estate

Residential • Commercial • Waterfront

Residential Real Estate Agent in Chesterfield, MI

Trusted Local Expertise for Buyers & Sellers Across Macomb–St. Clair County

 
Steve Humes and the Humes Real Estate team provide full-service residential real estate representation for buyers and sellers throughout Chesterfield, Michigan, Macomb County, and St. Clair County. With more than 25 years of experience, we help clients navigate every stage of the residential real estate process, from first-time purchases to move-up homes, downsizing, relocations, and long-term investment properties.
 
☎️ (810) 278-1166 Contact Us →


This page is designed to answer the most important questions homeowners and buyers ask before hiring a Realtor, while giving you clear, local insight into how residential real estate works in today’s market.
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Residential Real Estate Expertise Built on Local Knowledge

 

Residential real estate success starts with understanding the market at a neighborhood level. Chesterfield and surrounding communities each behave differently based on school districts, waterfront proximity, housing stock, buyer demand, and pricing sensitivity.
Humes Real Estate provides hyper-local guidance, not generic advice. We track:
  • Sale-to-list ratios by neighborhood
  • Average days on market
  • Buyer competition levels
  • Seasonal pricing trends
  • Appraisal and financing patterns
Whether you’re buying or selling a single-family home, condo, or townhome, our strategy is tailored to your exact property type and location, not a one-size-fits-all approach.

Residential Buyer Representation Questions Buyers Should Ask Before Hiring a Realtor

 

1. How do I buy a home in Chesterfield, MI?

Start with a financial review and local market consultation. We help buyers understand price ranges, neighborhoods, financing expectations, and realistic timelines before viewing homes.


2. Do I need a Realtor to buy a house?

Yes—especially in competitive markets. A buyer’s agent protects your interests, negotiates price and terms, and helps you avoid costly mistakes.


3. How much should I offer on a house?

Offers should be based on local comps, demand level, and property condition—not just asking price.


4. Can you help first-time homebuyers?

Absolutely. We specialize in guiding first-time buyers through financing, inspections, negotiations, and closing.


5. How competitive is the Chesterfield housing market?

Market conditions vary by neighborhood and price point. Some homes receive multiple offers; others require pricing strategy.


6. What costs should buyers expect besides the purchase price?

Closing costs, inspections, appraisals, lender fees, insurance, and escrow items.


7. Can you help with lender referrals?

Yes. We work with trusted local lenders familiar with Macomb–St. Clair appraisals.


8. How long does it take to buy a home?

Typically 30–60 days once under contract, depending on financing and inspections.


9. Can you negotiate seller concessions?

Yes—when supported by market data and property condition.


10. What should I look for during showings?

Layout, condition, resale value, neighborhood trends, and hidden maintenance costs.
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Residential Seller Representation Maximizing Net Proceeds

 

Selling a home is about more than listing price, it’s about net outcome. Our seller strategy focuses on pricing accuracy, presentation, exposure, and negotiation strength.


How much is my home worth in Chesterfield, MI?

Value depends on location, condition, upgrades, and buyer demand. We provide a free Comparative Market Analysis (CMA).


Should I renovate before selling?

Not always. We help sellers identify high-ROI improvements vs. wasted spending.


How long will my home take to sell?

Homes priced correctly typically sell faster and with stronger terms.


What marketing do you use?

Professional photography, targeted online exposure, buyer agent outreach, and strategic positioning.


How do you price homes accurately?

By analyzing recent sales, pending contracts, absorption rate, and buyer psychology.


Do you handle negotiations directly?

Yes. Negotiation is one of our core strengths.


Should I accept the first offer?

Sometimes yes, sometimes no. We evaluate terms, financing, contingencies, and buyer strength.


Can you sell homes as-is?

Yes. We handle traditional, as-is, and off-market opportunities.


What happens after my home goes under contract?

We manage inspections, appraisal issues, contingencies, and closing coordination.


How do I maximize my net proceeds?

Correct pricing + presentation + negotiation = higher net value.

Residential Property Types We Specialize In

 

Humes Real Estate works with a wide range of residential properties, including:
Each property type requires a different pricing and negotiation approach. Our experience ensures your strategy fits the asset, not the other way around.
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Why Choose Steve Humes for Residential Real Estate in Chesterfield, MI

Clients choose Humes Real Estate because we offer:

  • 25+ years of market experience
  • Strong buyer & seller negotiation
  • Clear, honest communication
  • Local Chesterfield expertise
  • Proven results across market cycles

Residential real estate decisions have long-term financial impact. Our role is to help you move forward with clarity, confidence, and a strategy built for your goals.
Contact Steve ☎️ (810) 278-1166